There is a yearly deductible. After that, all basic services, such as fillings, check ups, x-rays, cleanings and getting teeth pulled are 100% paid for by the NEBS dental plan, up to a maximum of $1,500 per person, per year!
If you are a member of the NEBS Extended Health program, you are covered for Emergency Out of Canada coverage.
You can register to have your claim reimbursements directly deposited to your bank account. It's easy and you get your money back much quicker than by mail. You can find the Direct Deposit Application Form on the the Member Forms page.
Claim forms are available from your employer or here on our website.
Yes! You must have a Medical Doctor's note, recommending massage therapy. Submit this note with your first claim and The Co-operators will keep it on file.
Your health benefits stop immediately. If you are a member of the pension plan, your options will be mailed to you.
NEBS is a multi-employer plan, meaning we bill the employer and they are responsible to deduct from employees any premiums the employee is expected to pay.
Employers set the level of contributions they will make to the cost of the insurance and health benefits plans. In cases where non-taxable benefits are chosen, employees must pay premiums. In other cases, employers may pay all, or a portion of premiums. These are decisions the employer will make with their employees based on their circumstances.
Rates for insurance and health care plans are negotiated annually with our insurance underwriters. These rates are generally stable but can go up or down slightly from year to year.
Life insurance, long term disability, accidental death, disease and dismemberment, and weekly indemnity plans provide benefits based on an individual's salary. The cost for these plans will vary by the employee's salary and the coverage chosen by the employer.
Extended health care and dental services have a fixed rate for single coverage and another rate for family coverage.
Claim forms are available from your employer or from our website
Employee and Dependent Life, Short Term Disability (Weekly Indemnity), and Long Term Disability claims should be sent to:
Manager, Group Benefits Plans
Northern Employee Benefits Services
#700, 5201 50th Avenue
Yellowknife, N.T. X1A 3S9
Upon completion, Extended Health Care, Vision Care and Dental Care claims should be sent to:
All full-time employees under the age of 75 for Life and under the age of 65 for all other benefits who have completed the waiting period, are actively at work and who work a minimum of 20 hours per week, and elected councillors and appointed board members under the age of 75 for Life, if coverage is elected by the employer.
All Term Employees that fit the aforementioned criteria are eligible for the following benefits: