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This benefit provides life insurance coverage for your spouse and dependent children.

The amount of the benefit is:

  • Death of Spouse—$10,000
  • Death of Dependent Child -$5,000

For the purpose of this benefit, spouse includes common-law spouse provided he/she has resided with you a minimum of one year. Dependent child includes all unmarried children: (1) from birth to their 21st birthday, (2) to their 25th birthday if they are in full-time attendance at an accredited educational institute, or (3) of any age provided they suffer from a permanent mental or physical infirmity and are wholly financially dependent upon you, provided they become so disabled while otherwise under either of the previous two conditions.

Your dependent insurance coverage terminates when you reach age 70.